Plaza Loans...

Plaza Loans is a State licensed direct lender. Plaza Loans has the ability to provide mortgage loans in California. Using today's advanced automation systems, we provide our borrowers with tools and resources to make obtaining a mortgage loan from us using a fast and efficient process. Offering a wide selection of products, great rates and flexibility, we tailor mortgage solutions to meet our borrower's needs.

What We Offer:

A Simple Mortgage Process

Our borrowing process is fast, simple and hassle-free.  We have eliminated much of the paperwork involved in applying for a mortgage loan in the traditional manner.  With Your Plaza Loans, you can inquire about a loan through the Internet, over the telephone or by fax.  If you have any questions, our dedicated loan specialists will be happy to assist you. 

Fast Credit Decisions and Closings

Our online mortgage approval system expedites the loan approval by accessing national underwriting guidelines and confirming the conditions required for loan approval.  You no longer need to provide the excessive information and documentation that was required under the traditional application process.  As a result, it is possible for a loan to close within 14 days of receipt of the completed loan application and documentation (although we can't guarantee that every loan will close that quickly).

Big Savings

Our automated systems and streamlined mortgage process have created an extremely cost-efficient mortgage operation.  We produce big savings for borrowers by eliminating the high-commissioned loan officer, acquiring loan sources with low rates, origination fees, points, and other charges, as well as negotiating reduced fees for escrow, title insurance, appraisal, credit reporting and other mortgage services.

Personal Service

After submitting your loan application, a loan specialist will personally assist you through each step of the mortgage process by helping you meet your loan approval conditions through coordinating the signing of your closing documents.