About Us

Plaza Loans is a direct lender licensed under the CA Residential Mortgage Lending Act. We have multiple offices located throughout California. We are a forward-thinking team, committed to helping our clients obtain real estate financing tailored to their personal needs and goals.

Using today's advanced automation systems, we provide our borrowers with the tools and resources to make the loan process fast and efficient, and best of all, we offer the best competitive rates around!

We understand that every customer has a unique set of needs and expectations. We take the time to understand your short-term and long-term financial goals and determine the best loan product for your particular situation. We also believe it is critical to educate you throughout the loan transaction, empowering you and helping you feel comfortable with your home financing decisions.

If you would like to be a part of our winning team, call the VP of Sales today at (408) 754-3841.

What We Offer:

A Simple Mortgage Process

Our borrowing process is fast, simple and hassle-free. We have eliminated much of the paperwork involved in applying for a mortgage loan in the traditional manner. With Plaza Loans, you can inquire about a loan through the Internet, over the telephone or by fax. If you have any questions, our dedicated loan specialists will be happy to assist you.

Fast Credit Decisions and Closings

Our online mortgage approval system expedites the loan approval by accessing national underwriting guidelines and confirming the conditions required for loan approval. As a result, it is possible for a loan to close within 14 days of receipt of the completed loan application and documentation (although we can't guarantee that every loan will close that quickly).

Big Savings

Our automated systems and streamlined mortgage process have created an extremely cost-efficient mortgage operation. We produce big savings for borrowers by acquiring loan sources with low rates, origination fees and points, and other charges, as well as negotiating reduced fees for escrow, title insurance, appraisal, credit reporting and other mortgage services.

Personal Service

After submitting your loan application, a loan specialist will personally assist you through each step of the mortgage process by helping you meet your loan approval conditions through coordinating the signing of your closing documents. At Plaza Loans, we understand the concerns you may feel when buying a home and looking for financing. We do our very best, through education and counseling, to help you feel confident and understand all aspects of your mortgage and how it works. We are committed to responsible lending and pride ourselves on delivering exactly what we promise.

We know buying a home is an important transaction and should not be taken lightly. We can help put you on the path to getting into a new home as well as building wealth and gaining financial independence.